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In case my opinions don't hold water within your book here is a closing suggestion. Many of you know what they are called Robert Kiyosaki, author of Rich Dad, Poor Dad, and Ken McElroy, author of The ABC's of Real Estate Investing. Those two guys have invested in Bella Vita. I figure if Bella Vita is a good example for these money gurus, its well enough for use.

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Monthly debt payments are added to a Barndo design Inspiration mortgage to calculate a back-end debt ratio, including: credit card minimum payments, car loans, student loan, personal loan, alimony, child support, tax liens.

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